Old 401(k)s

With your retirement assets, out of sight should NOT be out of mind! You need to consolidate all of those old 401ks!!

Lets face it, most everyone has at least a couple 401k sitting in a retirement plan with previous employers. The only time you think of it is twice a year when you get the statement. But that report sits unopened, over in a corner of your house with other marketing mail that will be shredded and never thought of again...until 6 months later. You keep promising you will look at it and possibly reallocate it, but life gets in the way and that does not happen.

A plan participant leaving an employer typically has four options (and may engage in a combination of these options), each choice offering advantages and disadvantages:

• Leave the money in your former employer's plan, if permitted
• Roll over the assets to your new employer's plan, if one is available and rollovers are permitted;
• Roll over to an IRA
• Cash out the account value

What are you waiting for? Let us help you consolidate all of your old 401(k)s and get them working for you!

Let Clipper Wealth Management be your proactive advocate and let us start managing it for you. No longer will it be something that is a burden to you, but with our help it will be what it should be, an integral part of your retirement plan.

Call us today at 210-491-2319

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How Many Old 401(k) Statements Are Sitting Unopened in Your Home?

Take a look around your house.

Why Are You Ignoring Money That Could Be Working Harder for You?

Your old 401(k) may represent tens of thousands—or even hundreds of thousands—of dollars dedicated to your retirement. Yet many people haven't looked at those accounts in years.

They don't know:

• How the account is invested
• Whether the investments still fit their goals
• How much risk they're taking
• What fees they're paying
• Whether the account is properly diversified
• If the investments have been reviewed or adjusted recently

Meanwhile, that money continues to sit where it was left years ago.

Retirement Assets Deserve Professional Attention

One of the biggest mistakes investors make is assuming their old 401(k) is automatically taking care of itself. In reality, retirement accounts often require periodic reviews, monitoring, and adjustments to help ensure they remain aligned with your goals, risk tolerance, and retirement timeline.

That's where professional guidance can make a difference.

Scott Cash Thompson, CFP®, Founder and Owner of Clipper Wealth, helps individuals and families evaluate old retirement accounts and determine whether those assets are positioned to support their long-term financial goals.

As a CERTIFIED FINANCIAL PLANNER™ professional, Scott has met rigorous education, examination, experience, and ethical standards recognized throughout the financial planning profession. Just as importantly, Scott serves clients as a fiduciary, meaning he is committed to acting in his clients' best interests when providing financial advice. When you're making decisions about your retirement savings, that matters.

Why Work With a CFP® Professional and Fiduciary?

Not all financial advisors are held to the same standard. As a CERTIFIED FINANCIAL PLANNER™ professional and fiduciary, Scott Thompson is committed to helping clients make informed financial decisions based on their goals—not product sales or company incentives.

Working with a CFP® professional means you're partnering with someone trained to evaluate your entire financial picture, including:

• Retirement planning
• Investment management
• Risk assessment
• Tax considerations
• Long-term wealth accumulation strategies

As a fiduciary, Scott is focused on providing recommendations designed to benefit you and your family. That's the level of guidance many investors want when evaluating retirement assets they've accumulated over decades of hard work.